Southern Community Bancshares Stock

Southern Community Bancshares, Inc. operates as the bank holding company for First Community Bank that provides various banking products and services.

Personal Checking

The company offers on-the-go services, such as mobile banking, mobile deposit, Zelle, Apple Pay, and Bill Pay. It offers free checking, community checking, and investment money market.

Savings and Investment

The company offers several types of savings accounts. It offers community savings, IRA, certificates of deposit, Christmas club, and kids club.

Loan Products

The company offers many financing options and are committed to helping you choose the home loan to meet your needs. First Community Bank of Cullman offers construction loans; conventional loans, such as conforming Fannie Mae and Freddie Mac mortgage loan products; FHA loans; home equity line of credit; USDA also known as USDA Rural Development Guaranteed Housing Loan Program and are offered to rural property owners by the U.S. Department of Agriculture; and VA loans, such as guaranteed by the U.S. Department of Veterans Affairs (VA).

Business Checking

Business First Checking: The company's business checking account is available to any business, corporation, partnership or sole proprietorship. This is a flexible choice for all companies.

Business Interest Checking: Business Interest Checking offers free online and mobile banking.

Business Loans

Commercial Real Estate: Includes purchase, refinance, construction and property improvements; and apartment buildings, office buildings, hotels or hospitality, commercial retail properties and more.

Commercial Equipment: The company offers financing for new and used machinery and equipment.

Commercial Lines of Credit: The company offers commercial lines of credit.

Lending

Loan Products

The company offers many financing options and is committed to helping you choose the home loan to meet your needs.

First Community Bank of Cullman offers construction loans; conventional loans, such as conforming Fannie Mae and Freddie Mac mortgage loan products; FHA loans; home equity line of credit; USDA also known as USDA Rural Development Guaranteed Housing Loan Program and are offered to rural property owners by the U.S. Department of Agriculture; and VA loans guaranteed by the U.S. Department of Veterans Affairs (VA) and available to the United States veterans, service members, and qualifying surviving spouses, as well as available for both purchase and refinance.

Digital Services

Online Banking

The company offers options for online banking.

History

Southern Community Bancshares, Inc. was founded in 1905. The company was incorporated in 1996.