Moody's Stock

Moody’s Corporation (Moody’s) operates as a global integrated risk assessment company that empowers organizations to anticipate, adapt and thrive in a new era of exponential risk. The company’s data, analytical solutions and insights help decision-makers identify opportunities and manage the risks of doing business with others.

Segments

Moody’s has two reportable segments: Moody’s Analytics (MA) and Moody’s Investors Services (MIS).

Moody's Analytics

MA empowers financial services, corporate and public sector customers to anticipate risks, adapt and thrive in a new era of exponential risk. MA's combined data, analytics and cloud-based software tools deliver integrated solutions that help customers to start business relationships, monitor and manage risk, and comply and report based on global laws, rules and regulations.

MA is consisted of a premier fixed income and economic research business (Research & Insights); a data business powered by the world’s largest database on companies and credit (Data & Information); and three cloud-based SaaS businesses serving banking, insurance and KYC workflows (Decision Solutions).

MA creates a holistic view on risk provided by the company’s vast set of proprietary data, analytics, and domain expertise across a range of areas, including credit, companies, properties, securities, people, economies, ESG, climate and more. MA's integrated and technology-enabled solutions provide unique capabilities and insights that are embedded in customer workflows.

Moody's Investors Service

MIS is a leading global provider of credit ratings, research, and risk analysis. A rating from Moody’s enables issuers to create timely, go-to-market debt strategies with the ability to capture wider investor focus and provides investors with a comprehensive view of global debt markets through the company’s credit ratings and research. Moody’s trusted insights can help decision-makers navigate the safest path through market turmoil and volatility.

MIS publishes credit ratings and provides assessment services on a wide range of debt obligations, programs and facilities, and the entities that issue such obligations in markets worldwide, including various corporate, financial institution and governmental obligations, and structured finance securities.

MIS also generates revenue from certain non-ratings-related operations, which primarily consist of financial instruments pricing services in the Asia-Pacific region, revenue from Second Party Opinions and Net Zero Assessments and revenue from ICRA's non-ratings operations. The revenue from these operations is included in the MIS Other LOB and is not material to the results of the MIS segment.

Strategy

Moody’s invests in initiatives to implement the company’s strategy, including internally-led organic development and targeted acquisitions.

Moody’s growth strategies are to invest with intent to grow and strengthen the company’s core business with a foundation of credibility, transparency, technology, data and analytics; invest in integrated solutions to allow customers to manage multiple risks, bringing the best of Moody's capabilities; and invest to successfully scale in priority growth markets with highly differentiated products and services.

Regulation

MIS is registered with the SEC as an Nationally Recognized Statistical Rating Organization and is subject to the SEC's oversight and examination authority. MIS’s EU CRA subsidiaries are registered with and are subject to CRA regulation in the EU and periodic inspection by ESMA.

In the U.K., MIS U.K. is registered with and regulated by the FCA.

History

The company was founded in 1900. It was incorporated in 1998. The company was formerly known as Dun and Bradstreet Company and changed its name to Moody's Corporation in 2000.