Stanbic Holdings Plc Stock

Stanbic Holdings Plc, together with its subsidiaries, provides financial services, including banking, insurance agency and stock brokerage. The company operates as a subsidiary of Stanbic Africa Holdings Limited.

The company offers deposit products include current accounts, savings accounts, call deposits and fixed deposits. It also offers letters of credit.

The company provides mortgage loans, vehicle and asset finance, and other loans.

Segments

The company operates through Consumer and High Net Worth (CHNW), Business and Commercial Clients (BCC), and Corporate and Investment Banking (CIB) segments.

CHNW and BCC

CHNW and BCC provides banking services to individual customers and small to medium sized enterprises. The products offering include:

Mortgage Lending - provides residential accommodation loans to individual customers.

Instalment Sales and Finance Leases - comprises two areas, instalment finance in the consumer market, mainly vehicles, and secondly, finance of vehicles and equipment in the business market.

Card Products - provides card facilities to individuals and businesses.

Transactional and Lending Products - transactions in products associated with the various points of contact channels, such as Automated Teller Machines (ATMs), Internet, and branches. This includes deposit taking activities, electronic banking, cheque accounts and other lending products.

Corporate and Investment Banking (CIB)

CIB provides commercial and investment banking services to larger corporates, financial institutions, and international counter-parties. The products offering include:

Global Markets - includes foreign exchange and debt securities trading.

Transactional Products and Services - includes transactional banking and investor services.

Investment Banking - includes project finance, advisory, structured finance, structured trade finance, corporate lending, primary markets and property finance.