Mediobanca Banca di Credito Finanziario S.p.A. Stock

Mediobanca Banca di Credito Finanziario S.p.A., together with its subsidiaries, provides various banking products and services in Italy and internationally.

Divisions

Wealth Management (WM): This division brings together all wealth management services offered to the various client segments, plus asset management. It includes CheBanca!, which targets the Premier client brackets; the MBPB and CMB Monaco private banking networks, and the asset management companies (Polus Capital, Mediobanca SGR, Mediobanca Management Company, and RAM Active Investments), plus Spafid.

Consumer Finance (CF): This division provides retail clients with a full range of consumer credit products, ranging from personal loans to salary-backed finance, to the Pagolight solution (Compass Banca, Soisy and Compass RE). This division provides retail clients with the full range of consumer credit products: personal and special-purpose loans, salary-backed finance, credit cards, plus the buy-now-pay-later solution called Pagolight. This year for the first time the division also includes the company's investments in the two fintech operators HeidiPay and Soisy. Also included in Consumer Finance are Compass RE, which reinsures retail insurance policies, Compass Rent, which operates in second-hand vehicle and car hire, and Compass Link, which distributes Compass products and services via external collaborators).

Corporate & Investment Banking (CIB): This division brings together all services provided to corporate clients in various areas, such as investment banking (lending, advisory, capital markets activities) and proprietary trading (businesses performed by Mediobanca and Mediobanca International, Mediobanca Securities and Messier et Associes), and specialty finance, which in turn consists of factoring and credit management activities for third parties performed by MBFACTA and MBCredit Solutions.

Insurance - Principal Investing (PI): This division, which brings together the company's portfolio of equity investments and holdings. The Insurance - Principal Investing (PI) division comprises the company's portfolio of equity investments and holdings, including the 13.25% stake in Assicurazioni Generali.26. The division includes the company's investments in funds and SPVs and/or managed by its asset management companies (seed capital) based on an approach that combines mid-term profitability for it with synergies between the divisions, as well as investment activity in private equity funds managed by third parties.

Holding Functions: This division, which includes SelmaBipiemme Leasing, MIS, NPL management and other minor companies, plus the following Group units: treasury and ALM, operations, support and control, as well as the senior management of Mediobanca S.p.A. The Holding Functions comprises SelmaBipiemme Leasing, MIS and other minor companies, Group Treasury and ALM28.

History

Mediobanca Banca di Credito Finanziario S.p.A. was founded in 1946.